晚上总算又完成了一个作业。
我开心地对娃儿说：“Aaaaaa Sherrrrr！我又做完一个作业了！”
他立刻跑过来，跳上床，抱了我一下，来了一句：
“That’s impressive!”
我愣了一下，笑着说：
“谢谢你的鼓励！我原本以为你肯定会说 That’s good.、That’s great. 这种话，没想到你居然用了 impressive，这词用得也太高级了吧！谢谢你呀！❤️”
突然想起前几天发生的一件趣事。
那天他兴奋地告诉我：“妈妈，我今天赚了20分钱！”
我有点好奇：“你哪里赚的？”
他说：“我把10分钱放进机器里，就变成20分钱了。”
我当时心想：这孩子，脑洞还挺大。😂 这肯定是他那天在想象里，确实做了这件事。
最近作业特别多，好久没有和他坐下来闲聊了。
于是我跟他说：
“妈妈刚刚想好了，如果今天账户突然多了一千万，我会怎么安排这笔钱。”
我把自己的计划跟他分享了一遍，然后问他：
“如果是你，你会怎么安排？”
他几乎想都没想，直接说：
“我一分钱都不花。”
我心里一喜。
不错啊，看来过去一年一直跟他讲“钱生钱”的理财方式，还是听进去了一点。
结果下一秒，他又补了一句：
“我要先把一千万放进 Money Duplicator（复制钱机器）里面，直接变成两千万。”
😂😂😂
我笑着说：
“你这个赚钱的方法，我怎么听起来有点违法呀？现在世界上还没有这种机器呢！”
不想给他的想法泼冷水，我说：
“那你去发明一个。”
他说：
“这不科学啊！”
又说：
“钥匙放进机器都能变成两把，钱怎么就不能变成两份？”
……
我一时竟不知道该怎么接。🤣
于是只能跟他说：
“你想想，如果人人都能这样复制钱，世界是不是就乱套了？那谁还要上班呢！”
“真正比较安全、有效的钱生钱方式，一般都要至少等五年、十年，慢慢翻倍。”
“那些总想着赚快钱的人，很多最后连本金都亏光了。”
“如果想把钱翻倍，我们就必须学会等待。”
他听完想了想，问：
“那五年是不是有点久？”
我说：
“不会啊。你想想，如果五年就能赚一千万，这还久吗？”
他点点头：
“也是。”
我继续笑着说：
“而且时间等得越久，钱就会变得越多。你真的太幸运了，八岁就知道这些道理了。妈妈可是到了38岁才真正明白。”
他最后还不忘认真补充一句：
“希望以后总统可以把复制钱的机器变成合法。”
😂😂😂
真的快被他笑死了。
原本我还以为，一个八岁的孩子会开始盘算买玩具、买零食、充游戏币……
没想到，人家直接想把本金翻倍，玩梭哈。
果然，青出于蓝而胜于蓝。🤣🌹
婷妈的亲子日常 创作于 2026.07.13
原创发布： tingtingma.com
写给孩子，也写给正在成长的大人。
未经授权，请勿转载。
Tingma’s Parenting Diary 293 | He Wanted to Turn $10 Million into $20 Million
Tonight, I finally finished another assignment.
Excited, I called out to my son:
“Aaaaaa Sherrrrr! I finished another assignment!”
He immediately ran over, jumped onto the bed, gave me a hug, and said,
“That’s impressive!”
I paused for a second and smiled.
“Thank you for encouraging me! I honestly thought you were going to say something like ‘That’s good’ or ‘That’s great,’ but instead you chose the word impressive. That’s such a sophisticated word! Thank you! ❤️”
It reminded me of something funny that happened a few days ago.
That day, he excitedly told me,
“Mom, I made twenty cents today!”
Curious, I asked,
“Really? How did you make it?”
He replied,
“I put ten cents into a machine, and it became twenty cents.”
I couldn’t help but laugh.
This kid really has quite an imagination. 😂
I’m pretty sure that’s exactly what happened—in his imaginary world.
Lately I’ve been buried in assignments, so we haven’t had much time to sit down and chat.
So I said to him,
“I was just thinking about what I’d do if my bank account suddenly had ten million dollars.”
I shared my plan with him and then asked,
“What about you? What would you do?”
Without even thinking, he answered,
“I wouldn’t spend a single penny.”
That made me happy.
I thought to myself, Not bad. Maybe all those conversations we’ve had over the past year about making money work for you are actually sinking in.
Then, one second later, he added,
“I’d put the ten million dollars into a Money Duplicator and turn it into twenty million.”
😂😂😂
I laughed and said,
“You know… that sounds a little illegal. Besides, a machine like that doesn’t exist.”
Not wanting to discourage his imagination, I said,
“Well, then go invent one.”
He immediately replied,
“But that’s not scientific.”
Then he continued,
“If a key can go into a machine and come out as two keys, why can’t money become two copies too?”
…
For a moment, I honestly didn’t know how to answer. 🤣
So I finally said,
“Think about it. If everyone could duplicate money like that, wouldn’t the whole world fall into chaos? Who would still go to work?”
“The safest and most reliable way to make money grow usually takes at least five or even ten years.”
“People who are always chasing quick money often end up losing their original investment.”
“If we want our money to multiply, we have to learn how to wait.”
He thought for a moment and asked,
“Isn’t five years a long time?”
I smiled.
“Not really. Think about it. If waiting five years could earn you another ten million dollars, would that still feel long?”
He nodded.
“I guess not.”
I continued,
“And the longer you’re willing to wait, the more your money can grow. You’re incredibly lucky—you’ve started learning these lessons at just eight years old. Your mom didn’t truly understand them until she was thirty-eight.”
Then, with complete seriousness, he added one last thought:
“I hope one day the president makes money-duplicating machines legal.”
😂😂😂
I laughed so hard.
Honestly, I thought an eight-year-old would be dreaming about buying toys, snacks, or more game coins.
Instead, his first instinct was to double his principal and go all in.
Looks like the student may someday surpass the teacher. 🤣🌹
Tingma’s Parenting Diary
Written on July 13, 2026
Originally published at: tingtingma.com
Written for my child, and for the adults who are still growing.
Unauthorized reproduction is prohibited.
Originally written in Chinese by the author.
This English version was translated with the assistance of ChatGPT.